![]() Once the credit counselor offers their suggestions, you can decide which one you’d like to pursue, if any. ![]() The counselor will use that information to suggest options for dealing with your debt. The counselor may ask for copies of recent bills, pay stubs, credit card statements, and any correspondence with creditors or debt collectors. You’ll also need to tell American Consumer Credit Counseling what services you’re interested in and how much debt you owe.īefore your credit counseling session, you’ll want to organize a few important financial documents. If you’re interested in using ACCC’s services, you can schedule a free consultation online or over the phone by calling 80. How To Sign Up for American Consumer Credit Counseling ACCC’s debt management services are typically designed to get you out of debt within three to five years. Instead, you’re restructuring your debt payments so you can get out of debt faster. You then repay the loan with interest.ĭebt consolidation through American Consumer Credit Counseling is not a loan. With a debt consolidation loan, you borrow a lump sum of money and use it to pay off your debts. A debt management plan can streamline your monthly debt payments while potentially saving you money.ĪCCC’s form of debt consolidation is not the same as a debt consolidation loan. Your counselor then distributes the money to your creditors on your behalf.Īmerican Consumer Credit Counseling will also attempt to negotiate interest rate reductions and fee waivers on your behalf. When you enroll in a debt management plan with American Consumer Credit Counseling, you’ll make one payment every month to ACCC. Provide you with personalized options for tackling your debt based on your financial goalsįor example, your counselor may suggest a debt management plan to consolidate unsecured debts such as credit cards, medical bills, signature loans or collection accounts.Help you analyze your income, assets and expenses.When you sign up for credit counseling with ACCC, you’re assigned to a certified credit counselor. Two of the primary ways ACCC does that are credit counseling and debt consolidation.Ĭredit counseling is designed to help you understand your debt and how to approach repayment. How Does American Consumer Credit Counseling Work?Īmerican Consumer Credit Counseling helps people find solutions for their debt problems. ACCC offers several services, including:Īmerican Consumer Credit Counseling is a member of the National Foundation for Credit Counseling (NFCC) and provides services in all 50 states and Washington, D.C. The company’s mission is to help people take control of their financial lives and become debt-free. On 's Secure Website What Is American Consumer Credit Counseling?Įstablished in 1991, American Consumer Credit Counseling is a leader in the credit counseling industry.
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